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REIN Investment · Sensi

حاسبة التمويل العقاري

كم يمكنك الاقتراض، وكم القسط الشهري، وكم تحتاج نقدًا في اليوم الأول — للمقيمين وغير المقيمين.

تُضبط تلقائيًا على الحد الأدنى؛ ارفعها إذا أردت اقتراض مبلغ أقل.

الحد الأقصى للاقتراض

AED 1,566,557

سقف نسبة التمويل هو المقيّد: تُقرض البنوك بحد أقصى 50% من السعر وفق سقف off-plan-during-construction. دخلك يسمح بأكثر.

الدفعة الأولى المطلوبة

AED 1,566,557

القسط الشهري

AED 8,487

الإجمالي المدفوع خلال 25 سنة

AED 2,545,991

منها فوائد AED 979,434

إجمالي النقد المطلوب مقدمًا

AED 1,779,496AED 1,782,496

  • الدفعة الأولىAED 1,566,557
  • رسوم نقل الملكية (4% + رسوم إدارية)AED 125,905
  • تسجيل الرهن (0.25% + رسوم إدارية)AED 4,206
  • رسوم ترتيب البنكAED 15,666
  • رسوم التقييمAED 2,500AED 3,500
  • رسوم مكتب الأمينAED 2,000AED 4,000
  • عمولة الوساطة (2%)AED 62,662

يضاف تأمين الحياة والعقار، تقديريًا AED 7,833 سنويًا — يختلف حسب البنك.

واقع الشراء قيد الإنشاء: مرحلتان

أثناء البناء — دفعات المطوّر من مالك الخاص

  • Within 3 months from booking · 100%AED 3,133,114

عند التسليم — يبدأ التمويل البنكي

تموّل البنوك حتى 50% عند التسليم لحالتك؛ دفعات المطوّر قبل التسليم من مالك الخاص.

عند تقييم 95% ينخفض القرض إلى AED 1,488,229 — وتحتاج AED 78,328 نقدًا إضافيًا عند التسليم.

جدول السداد
الشهرالرصيد الافتتاحيالفائدةأصل القرضالرصيد الختامي
11,566,5575,5482,9381,563,619
21,563,6195,5382,9491,560,670
31,560,6705,5272,9591,557,711
41,557,7115,5172,9701,554,741
51,554,7415,5062,9801,551,760
61,551,7605,4962,9911,548,770
71,548,7705,4853,0011,545,768
81,545,7685,4753,0121,542,756
91,542,7565,4643,0231,539,734
101,539,7345,4533,0331,536,700
111,536,7005,4423,0441,533,656
121,533,6565,4323,0551,530,601
131,530,6015,4213,0661,527,535
141,527,5355,4103,0771,524,459
151,524,4595,3993,0881,521,371
161,521,3715,3883,0981,518,273
171,518,2735,3773,1091,515,163
181,515,1635,3663,1201,512,043
191,512,0435,3553,1311,508,911
201,508,9115,3443,1431,505,769
211,505,7695,3333,1541,502,615
221,502,6155,3223,1651,499,450
231,499,4505,3113,1761,496,274
241,496,2745,2993,1871,493,087
251,493,0875,2883,1991,489,888
261,489,8885,2773,2101,486,678
271,486,6785,2653,2211,483,457
281,483,4575,2543,2331,480,224
291,480,2245,2423,2441,476,980
301,476,9805,2313,2561,473,724
311,473,7245,2193,2671,470,457
321,470,4575,2083,2791,467,178
331,467,1785,1963,2901,463,888
341,463,8885,1853,3021,460,586
351,460,5865,1733,3141,457,272
361,457,2725,1613,3251,453,947
371,453,9475,1493,3371,450,610
381,450,6105,1383,3491,447,260
391,447,2605,1263,3611,443,900
401,443,9005,1143,3731,440,527
411,440,5275,1023,3851,437,142
421,437,1425,0903,3971,433,745
431,433,7455,0783,4091,430,336
441,430,3365,0663,4211,426,916
451,426,9165,0543,4331,423,483
461,423,4835,0423,4451,420,037
471,420,0375,0293,4571,416,580
481,416,5805,0173,4701,413,110
491,413,1105,0053,4821,409,629
501,409,6294,9923,4941,406,134
511,406,1344,9803,5071,402,628
521,402,6284,9683,5191,399,109
531,399,1094,9553,5311,395,577
541,395,5774,9433,5441,392,033
551,392,0334,9303,5571,388,477
561,388,4774,9183,5691,384,908
571,384,9084,9053,5821,381,326
581,381,3264,8923,5941,377,732
591,377,7324,8793,6071,374,124
601,374,1244,8673,6201,370,504
611,370,5044,8543,6331,366,872
621,366,8724,8413,6461,363,226
631,363,2264,8283,6591,359,568
641,359,5684,8153,6721,355,896
651,355,8964,8023,6851,352,212
661,352,2124,7893,6981,348,514
671,348,5144,7763,7111,344,803
681,344,8034,7633,7241,341,080
691,341,0804,7503,7371,337,343
701,337,3434,7363,7501,333,592
711,333,5924,7233,7631,329,829
721,329,8294,7103,7771,326,052
731,326,0524,6963,7901,322,262
741,322,2624,6833,8041,318,458
751,318,4584,6703,8171,314,641
761,314,6414,6563,8311,310,810
771,310,8104,6423,8441,306,966
781,306,9664,6293,8581,303,109
791,303,1094,6153,8711,299,237
801,299,2374,6013,8851,295,352
811,295,3524,5883,8991,291,453
821,291,4534,5743,9131,287,540
831,287,5404,5603,9271,283,614
841,283,6144,5463,9411,279,673
851,279,6734,5323,9541,275,719
861,275,7194,5183,9681,271,750
871,271,7504,5043,9831,267,768
881,267,7684,4903,9971,263,771
891,263,7714,4764,0111,259,760
901,259,7604,4624,0251,255,735
911,255,7354,4474,0391,251,696
921,251,6964,4334,0541,247,642
931,247,6424,4194,0681,243,575
941,243,5754,4044,0821,239,492
951,239,4924,3904,0971,235,395
961,235,3954,3754,1111,231,284
971,231,2844,3614,1261,227,158
981,227,1584,3464,1401,223,018
991,223,0184,3324,1551,218,863
1001,218,8634,3174,1701,214,693
1011,214,6934,3024,1851,210,508
1021,210,5084,2874,1991,206,309
1031,206,3094,2724,2141,202,095
1041,202,0954,2574,2291,197,865
1051,197,8654,2424,2441,193,621
1061,193,6214,2274,2591,189,362
1071,189,3624,2124,2741,185,088
1081,185,0884,1974,2891,180,798
1091,180,7984,1824,3051,176,494
1101,176,4944,1674,3201,172,174
1111,172,1744,1514,3351,167,839
1121,167,8394,1364,3511,163,488
1131,163,4884,1214,3661,159,122
1141,159,1224,1054,3811,154,741
1151,154,7414,0904,3971,150,344
1161,150,3444,0744,4131,145,931
1171,145,9314,0594,4281,141,503
1181,141,5034,0434,4441,137,059
1191,137,0594,0274,4601,132,600
1201,132,6004,0114,4751,128,124
1211,128,1243,9954,4911,123,633
1221,123,6333,9804,5071,119,126
1231,119,1263,9644,5231,114,603
1241,114,6033,9484,5391,110,064
1251,110,0643,9314,5551,105,509
1261,105,5093,9154,5711,100,937
1271,100,9373,8994,5871,096,350
1281,096,3503,8834,6041,091,746
1291,091,7463,8674,6201,087,126
1301,087,1263,8504,6361,082,490
1311,082,4903,8344,6531,077,837
1321,077,8373,8174,6691,073,168
1331,073,1683,8014,6861,068,482
1341,068,4823,7844,7021,063,779
1351,063,7793,7684,7191,059,060
1361,059,0603,7514,7361,054,325
1371,054,3253,7344,7531,049,572
1381,049,5723,7174,7691,044,803
1391,044,8033,7004,7861,040,016
1401,040,0163,6834,8031,035,213
1411,035,2133,6664,8201,030,393
1421,030,3933,6494,8371,025,555
1431,025,5553,6324,8541,020,701
1441,020,7013,6154,8721,015,829
1451,015,8293,5984,8891,010,940
1461,010,9403,5804,9061,006,034
1471,006,0343,5634,9241,001,111
1481,001,1113,5464,941996,170
149996,1703,5284,959991,211
150991,2113,5114,976986,235
151986,2353,4934,994981,241
152981,2413,4755,011976,230
153976,2303,4575,029971,201
154971,2013,4405,047966,154
155966,1543,4225,065961,089
156961,0893,4045,083956,006
157956,0063,3865,101950,905
158950,9053,3685,119945,786
159945,7863,3505,137940,649
160940,6493,3315,155935,494
161935,4943,3135,173930,321
162930,3213,2955,192925,129
163925,1293,2765,210919,919
164919,9193,2585,229914,690
165914,6903,2405,247909,443
166909,4433,2215,266904,178
167904,1783,2025,284898,893
168898,8933,1845,303893,590
169893,5903,1655,322888,268
170888,2683,1465,341882,928
171882,9283,1275,360877,568
172877,5683,1085,379872,190
173872,1903,0895,398866,792
174866,7923,0705,417861,375
175861,3753,0515,436855,939
176855,9393,0315,455850,484
177850,4843,0125,475845,010
178845,0102,9935,494839,516
179839,5162,9735,513834,002
180834,0022,9545,533828,469
181828,4692,9345,552822,917
182822,9172,9145,572817,345
183817,3452,8955,592811,753
184811,7532,8755,612806,141
185806,1412,8555,632800,510
186800,5102,8355,651794,858
187794,8582,8155,672789,187
188789,1872,7955,692783,495
189783,4952,7755,712777,783
190777,7832,7555,732772,051
191772,0512,7345,752766,299
192766,2992,7145,773760,526
193760,5262,6945,793754,733
194754,7332,6735,814748,920
195748,9202,6525,834743,085
196743,0852,6325,855737,231
197737,2312,6115,876731,355
198731,3552,5905,896725,459
199725,4592,5695,917719,541
200719,5412,5485,938713,603
201713,6032,5275,959707,644
202707,6442,5065,980701,663
203701,6632,4856,002695,662
204695,6622,4646,023689,639
205689,6392,4426,044683,595
206683,5952,4216,066677,529
207677,5292,4006,087671,442
208671,4422,3786,109665,333
209665,3332,3566,130659,203
210659,2032,3356,152653,051
211653,0512,3136,174646,878
212646,8782,2916,196640,682
213640,6822,2696,218634,464
214634,4642,2476,240628,225
215628,2252,2256,262621,963
216621,9632,2036,284615,679
217615,6792,1816,306609,373
218609,3732,1586,328603,045
219603,0452,1366,351596,694
220596,6942,1136,373590,320
221590,3202,0916,396583,925
222583,9252,0686,419577,506
223577,5062,0456,441571,065
224571,0652,0236,464564,601
225564,6012,0006,487558,114
226558,1141,9776,510551,604
227551,6041,9546,533545,071
228545,0711,9306,556538,514
229538,5141,9076,579531,935
230531,9351,8846,603525,332
231525,3321,8616,626518,706
232518,7061,8376,650512,057
233512,0571,8146,673505,384
234505,3841,7906,697498,687
235498,6871,7666,720491,966
236491,9661,7426,744485,222
237485,2221,7186,768478,454
238478,4541,6956,792471,662
239471,6621,6706,816464,846
240464,8461,6466,840458,005
241458,0051,6226,865451,141
242451,1411,5986,889444,252
243444,2521,5736,913437,339
244437,3391,5496,938430,401
245430,4011,5246,962423,439
246423,4391,5006,987416,452
247416,4521,4757,012409,440
248409,4401,4507,037402,404
249402,4041,4257,061395,342
250395,3421,4007,086388,256
251388,2561,3757,112381,144
252381,1441,3507,137374,007
253374,0071,3257,162366,845
254366,8451,2997,187359,658
255359,6581,2747,213352,445
256352,4451,2487,238345,207
257345,2071,2237,264337,943
258337,9431,1977,290330,653
259330,6531,1717,316323,337
260323,3371,1457,341315,996
261315,9961,1197,367308,628
262308,6281,0937,394301,235
263301,2351,0677,420293,815
264293,8151,0417,446286,369
265286,3691,0147,472278,897
266278,8979887,499271,398
267271,3989617,525263,872
268263,8729357,552256,320
269256,3209087,579248,741
270248,7418817,606241,136
271241,1368547,633233,503
272233,5038277,660225,843
273225,8438007,687218,157
274218,1577737,714210,443
275210,4437457,741202,701
276202,7017187,769194,933
277194,9336907,796187,136
278187,1366637,824179,312
279179,3126357,852171,461
280171,4616077,879163,581
281163,5815797,907155,674
282155,6745517,935147,739
283147,7395237,963139,775
284139,7754957,992131,784
285131,7844678,020123,764
286123,7644388,048115,716
287115,7164108,077107,639
288107,6393818,10599,533
28999,5333538,13491,399
29091,3993248,16383,236
29183,2362958,19275,045
29275,0452668,22166,824
29366,8242378,25058,574
29458,5742078,27950,295
29550,2951788,30941,986
29641,9861498,33833,648
29733,6481198,36725,281
29825,281908,39716,884
29916,884608,4278,457
3008,457308,4570

أرسلوا لي هذا الملخص بالبريد


أرقام استرشادية فقط — ليست عرض تمويل. تختلف معايير البنوك وأسعارها والموافقة غير مضمونة. تعمل REIN Investment بصفة وسيط وليست جهة إقراض. قد يُسترد عقارك إذا لم تواظب على السداد.

السقوف والرسوم سارية من 2026-07-01. CBUAE lending caps as commonly applied by UAE banks; DLD fee schedule. Unverified seed values — confirm before launch.