REIN Investment · Marina Arcade Tower

حاسبة التمويل العقاري

كم يمكنك الاقتراض، وكم القسط الشهري، وكم تحتاج نقدًا في اليوم الأول — للمقيمين وغير المقيمين.

سعر العقار (درهم)

حالة الإقامة

حالة العقار

هذا أول عقار لي في الإمارات

الدخل الشهري الإجمالي (درهم)

الالتزامات الشهرية القائمة (درهم)

المدة (سنوات)

معدل الفائدة (%)

الدفعة الأولى (درهم)

تُضبط تلقائيًا على الحد الأدنى؛ ارفعها إذا أردت اقتراض مبلغ أقل.

العمر (اختياري)

نوع العمل

الحد الأقصى للاقتراض

AED 4,300,000

سقف نسبة التمويل هو المقيّد: تُقرض البنوك بحد أقصى 50% من السعر وفق سقف off-plan-during-construction. دخلك يسمح بأكثر.

الدفعة الأولى المطلوبة

AED 4,300,000

القسط الشهري

AED 23,295

الإجمالي المدفوع خلال 25 سنة

AED 6,988,422

منها فوائد AED 2,688,422

إجمالي النقد المطلوب مقدمًا

AED 4,875,120 – AED 4,878,120

الدفعة الأولىAED 4,300,000
رسوم نقل الملكية (4% + رسوم إدارية)AED 344,580
تسجيل الرهن (0.25% + رسوم إدارية)AED 11,040
رسوم ترتيب البنكAED 43,000
رسوم التقييمAED 2,500 – AED 3,500
رسوم مكتب الأمينAED 2,000 – AED 4,000
عمولة الوساطة (2%)AED 172,000

يضاف تأمين الحياة والعقار، تقديريًا AED 21,500 سنويًا — يختلف حسب البنك.

واقع الشراء قيد الإنشاء: مرحلتان

أثناء البناء — دفعات المطوّر من مالك الخاص

On booking · 100%AED 8,600,000

عند التسليم — يبدأ التمويل البنكي

تموّل البنوك حتى 50% عند التسليم لحالتك؛ دفعات المطوّر قبل التسليم من مالك الخاص.

إذا قيّم البنك الوحدة بنسبة (% من سعر الشراء)

عند تقييم 95% ينخفض القرض إلى AED 4,085,000 — وتحتاج AED 215,000 نقدًا إضافيًا عند التسليم.

جدول السداد

الشهر	الرصيد الافتتاحي	الفائدة	أصل القرض	الرصيد الختامي
1	4,300,000	15,229	8,066	4,291,934
2	4,291,934	15,201	8,094	4,283,840
3	4,283,840	15,172	8,123	4,275,717
4	4,275,717	15,143	8,152	4,267,566
5	4,267,566	15,114	8,180	4,259,385
6	4,259,385	15,085	8,209	4,251,176
7	4,251,176	15,056	8,238	4,242,938
8	4,242,938	15,027	8,268	4,234,670
9	4,234,670	14,998	8,297	4,226,373
10	4,226,373	14,968	8,326	4,218,047
11	4,218,047	14,939	8,356	4,209,691
12	4,209,691	14,909	8,385	4,201,305
13	4,201,305	14,880	8,415	4,192,890
14	4,192,890	14,850	8,445	4,184,445
15	4,184,445	14,820	8,475	4,175,971
16	4,175,971	14,790	8,505	4,167,466
17	4,167,466	14,760	8,535	4,158,931
18	4,158,931	14,730	8,565	4,150,366
19	4,150,366	14,699	8,596	4,141,770
20	4,141,770	14,669	8,626	4,133,144
21	4,133,144	14,638	8,657	4,124,487
22	4,124,487	14,608	8,687	4,115,800
23	4,115,800	14,577	8,718	4,107,082
24	4,107,082	14,546	8,749	4,098,334
25	4,098,334	14,515	8,780	4,089,554
26	4,089,554	14,484	8,811	4,080,743
27	4,080,743	14,453	8,842	4,071,901
28	4,071,901	14,421	8,873	4,063,027
29	4,063,027	14,390	8,905	4,054,122
30	4,054,122	14,358	8,936	4,045,186
31	4,045,186	14,327	8,968	4,036,218
32	4,036,218	14,295	9,000	4,027,218
33	4,027,218	14,263	9,032	4,018,187
34	4,018,187	14,231	9,064	4,009,123
35	4,009,123	14,199	9,096	4,000,027
36	4,000,027	14,167	9,128	3,990,899
37	3,990,899	14,134	9,160	3,981,739
38	3,981,739	14,102	9,193	3,972,546
39	3,972,546	14,069	9,225	3,963,321
40	3,963,321	14,037	9,258	3,954,063
41	3,954,063	14,004	9,291	3,944,772
42	3,944,772	13,971	9,324	3,935,448
43	3,935,448	13,938	9,357	3,926,092
44	3,926,092	13,905	9,390	3,916,702
45	3,916,702	13,872	9,423	3,907,279
46	3,907,279	13,838	9,456	3,897,822
47	3,897,822	13,805	9,490	3,888,332
48	3,888,332	13,771	9,524	3,878,809
49	3,878,809	13,737	9,557	3,869,252
50	3,869,252	13,704	9,591	3,859,660
51	3,859,660	13,670	9,625	3,850,035
52	3,850,035	13,636	9,659	3,840,376
53	3,840,376	13,601	9,693	3,830,683
54	3,830,683	13,567	9,728	3,820,955
55	3,820,955	13,533	9,762	3,811,193
56	3,811,193	13,498	9,797	3,801,396
57	3,801,396	13,463	9,831	3,791,565
58	3,791,565	13,428	9,866	3,781,698
59	3,781,698	13,394	9,901	3,771,797
60	3,771,797	13,358	9,936	3,761,861
61	3,761,861	13,323	9,971	3,751,889
62	3,751,889	13,288	10,007	3,741,882
63	3,741,882	13,253	10,042	3,731,840
64	3,731,840	13,217	10,078	3,721,762
65	3,721,762	13,181	10,113	3,711,649
66	3,711,649	13,145	10,149	3,701,500
67	3,701,500	13,109	10,185	3,691,314
68	3,691,314	13,073	10,221	3,681,093
69	3,681,093	13,037	10,258	3,670,835
70	3,670,835	13,001	10,294	3,660,542
71	3,660,542	12,964	10,330	3,650,211
72	3,650,211	12,928	10,367	3,639,844
73	3,639,844	12,891	10,404	3,629,441
74	3,629,441	12,854	10,440	3,619,000
75	3,619,000	12,817	10,477	3,608,523
76	3,608,523	12,780	10,515	3,598,008
77	3,598,008	12,743	10,552	3,587,457
78	3,587,457	12,706	10,589	3,576,867
79	3,576,867	12,668	10,627	3,566,241
80	3,566,241	12,630	10,664	3,555,576
81	3,555,576	12,593	10,702	3,544,874
82	3,544,874	12,555	10,740	3,534,134
83	3,534,134	12,517	10,778	3,523,356
84	3,523,356	12,479	10,816	3,512,540
85	3,512,540	12,440	10,854	3,501,686
86	3,501,686	12,402	10,893	3,490,793
87	3,490,793	12,363	10,932	3,479,861
88	3,479,861	12,325	10,970	3,468,891
89	3,468,891	12,286	11,009	3,457,882
90	3,457,882	12,247	11,048	3,446,834
91	3,446,834	12,208	11,087	3,435,747
92	3,435,747	12,168	11,126	3,424,620
93	3,424,620	12,129	11,166	3,413,454
94	3,413,454	12,089	11,205	3,402,249
95	3,402,249	12,050	11,245	3,391,004
96	3,391,004	12,010	11,285	3,379,719
97	3,379,719	11,970	11,325	3,368,394
98	3,368,394	11,930	11,365	3,357,029
99	3,357,029	11,889	11,405	3,345,624
100	3,345,624	11,849	11,446	3,334,178
101	3,334,178	11,809	11,486	3,322,692
102	3,322,692	11,768	11,527	3,311,165
103	3,311,165	11,727	11,568	3,299,597
104	3,299,597	11,686	11,609	3,287,989
105	3,287,989	11,645	11,650	3,276,339
106	3,276,339	11,604	11,691	3,264,648
107	3,264,648	11,562	11,732	3,252,915
108	3,252,915	11,521	11,774	3,241,141
109	3,241,141	11,479	11,816	3,229,326
110	3,229,326	11,437	11,858	3,217,468
111	3,217,468	11,395	11,900	3,205,568
112	3,205,568	11,353	11,942	3,193,627
113	3,193,627	11,311	11,984	3,181,643
114	3,181,643	11,268	12,026	3,169,616
115	3,169,616	11,226	12,069	3,157,547
116	3,157,547	11,183	12,112	3,145,436
117	3,145,436	11,140	12,155	3,133,281
118	3,133,281	11,097	12,198	3,121,083
119	3,121,083	11,054	12,241	3,108,842
120	3,108,842	11,010	12,284	3,096,558
121	3,096,558	10,967	12,328	3,084,230
122	3,084,230	10,923	12,371	3,071,859
123	3,071,859	10,880	12,415	3,059,444
124	3,059,444	10,836	12,459	3,046,985
125	3,046,985	10,791	12,503	3,034,481
126	3,034,481	10,747	12,548	3,021,934
127	3,021,934	10,703	12,592	3,009,341
128	3,009,341	10,658	12,637	2,996,705
129	2,996,705	10,613	12,681	2,984,023
130	2,984,023	10,568	12,726	2,971,297
131	2,971,297	10,523	12,771	2,958,526
132	2,958,526	10,478	12,817	2,945,709
133	2,945,709	10,433	12,862	2,932,847
134	2,932,847	10,387	12,908	2,919,940
135	2,919,940	10,341	12,953	2,906,986
136	2,906,986	10,296	12,999	2,893,987
137	2,893,987	10,250	13,045	2,880,942
138	2,880,942	10,203	13,091	2,867,850
139	2,867,850	10,157	13,138	2,854,713
140	2,854,713	10,110	13,184	2,841,528
141	2,841,528	10,064	13,231	2,828,297
142	2,828,297	10,017	13,278	2,815,020
143	2,815,020	9,970	13,325	2,801,695
144	2,801,695	9,923	13,372	2,788,323
145	2,788,323	9,875	13,419	2,774,903
146	2,774,903	9,828	13,467	2,761,436
147	2,761,436	9,780	13,515	2,747,922
148	2,747,922	9,732	13,563	2,734,359
149	2,734,359	9,684	13,611	2,720,748
150	2,720,748	9,636	13,659	2,707,090
151	2,707,090	9,588	13,707	2,693,383
152	2,693,383	9,539	13,756	2,679,627
153	2,679,627	9,490	13,804	2,665,823
154	2,665,823	9,441	13,853	2,651,969
155	2,651,969	9,392	13,902	2,638,067
156	2,638,067	9,343	13,952	2,624,115
157	2,624,115	9,294	14,001	2,610,114
158	2,610,114	9,244	14,051	2,596,064
159	2,596,064	9,194	14,100	2,581,963
160	2,581,963	9,144	14,150	2,567,813
161	2,567,813	9,094	14,200	2,553,613
162	2,553,613	9,044	14,251	2,539,362
163	2,539,362	8,994	14,301	2,525,061
164	2,525,061	8,943	14,352	2,510,709
165	2,510,709	8,892	14,403	2,496,306
166	2,496,306	8,841	14,454	2,481,853
167	2,481,853	8,790	14,505	2,467,348
168	2,467,348	8,739	14,556	2,452,792
169	2,452,792	8,687	14,608	2,438,184
170	2,438,184	8,635	14,660	2,423,524
171	2,423,524	8,583	14,711	2,408,813
172	2,408,813	8,531	14,764	2,394,049
173	2,394,049	8,479	14,816	2,379,234
174	2,379,234	8,426	14,868	2,364,365
175	2,364,365	8,374	14,921	2,349,444
176	2,349,444	8,321	14,974	2,334,471
177	2,334,471	8,268	15,027	2,319,444
178	2,319,444	8,215	15,080	2,304,364
179	2,304,364	8,161	15,133	2,289,230
180	2,289,230	8,108	15,187	2,274,043
181	2,274,043	8,054	15,241	2,258,802
182	2,258,802	8,000	15,295	2,243,508
183	2,243,508	7,946	15,349	2,228,159
184	2,228,159	7,891	15,403	2,212,755
185	2,212,755	7,837	15,458	2,197,297
186	2,197,297	7,782	15,513	2,181,785
187	2,181,785	7,727	15,568	2,166,217
188	2,166,217	7,672	15,623	2,150,594
189	2,150,594	7,617	15,678	2,134,916
190	2,134,916	7,561	15,734	2,119,183
191	2,119,183	7,505	15,789	2,103,394
192	2,103,394	7,450	15,845	2,087,548
193	2,087,548	7,393	15,901	2,071,647
194	2,071,647	7,337	15,958	2,055,689
195	2,055,689	7,281	16,014	2,039,675
196	2,039,675	7,224	16,071	2,023,604
197	2,023,604	7,167	16,128	2,007,476
198	2,007,476	7,110	16,185	1,991,292
199	1,991,292	7,052	16,242	1,975,049
200	1,975,049	6,995	16,300	1,958,750
201	1,958,750	6,937	16,358	1,942,392
202	1,942,392	6,879	16,415	1,925,977
203	1,925,977	6,821	16,474	1,909,503
204	1,909,503	6,763	16,532	1,892,971
205	1,892,971	6,704	16,590	1,876,381
206	1,876,381	6,646	16,649	1,859,731
207	1,859,731	6,587	16,708	1,843,023
208	1,843,023	6,527	16,767	1,826,256
209	1,826,256	6,468	16,827	1,809,429
210	1,809,429	6,408	16,886	1,792,543
211	1,792,543	6,349	16,946	1,775,597
212	1,775,597	6,289	17,006	1,758,590
213	1,758,590	6,228	17,066	1,741,524
214	1,741,524	6,168	17,127	1,724,397
215	1,724,397	6,107	17,187	1,707,210
216	1,707,210	6,046	17,248	1,689,961
217	1,689,961	5,985	17,309	1,672,652
218	1,672,652	5,924	17,371	1,655,281
219	1,655,281	5,862	17,432	1,637,849
220	1,637,849	5,801	17,494	1,620,355
221	1,620,355	5,739	17,556	1,602,799
222	1,602,799	5,677	17,618	1,585,181
223	1,585,181	5,614	17,681	1,567,500
224	1,567,500	5,552	17,743	1,549,757
225	1,549,757	5,489	17,806	1,531,951
226	1,531,951	5,426	17,869	1,514,082
227	1,514,082	5,362	17,932	1,496,149
228	1,496,149	5,299	17,996	1,478,154
229	1,478,154	5,235	18,060	1,460,094
230	1,460,094	5,171	18,124	1,441,970
231	1,441,970	5,107	18,188	1,423,783
232	1,423,783	5,043	18,252	1,405,530
233	1,405,530	4,978	18,317	1,387,214
234	1,387,214	4,913	18,382	1,368,832
235	1,368,832	4,848	18,447	1,350,385
236	1,350,385	4,783	18,512	1,331,873
237	1,331,873	4,717	18,578	1,313,295
238	1,313,295	4,651	18,643	1,294,652
239	1,294,652	4,585	18,710	1,275,942
240	1,275,942	4,519	18,776	1,257,167
241	1,257,167	4,452	18,842	1,238,324
242	1,238,324	4,386	18,909	1,219,415
243	1,219,415	4,319	18,976	1,200,439
244	1,200,439	4,252	19,043	1,181,396
245	1,181,396	4,184	19,111	1,162,286
246	1,162,286	4,116	19,178	1,143,107
247	1,143,107	4,049	19,246	1,123,861
248	1,123,861	3,980	19,314	1,104,547
249	1,104,547	3,912	19,383	1,085,164
250	1,085,164	3,843	19,451	1,065,712
251	1,065,712	3,774	19,520	1,046,192
252	1,046,192	3,705	19,589	1,026,603
253	1,026,603	3,636	19,659	1,006,944
254	1,006,944	3,566	19,728	987,215
255	987,215	3,496	19,798	967,417
256	967,417	3,426	19,868	947,548
257	947,548	3,356	19,939	927,610
258	927,610	3,285	20,009	907,600
259	907,600	3,214	20,080	887,520
260	887,520	3,143	20,151	867,368
261	867,368	3,072	20,223	847,145
262	847,145	3,000	20,294	826,851
263	826,851	2,928	20,366	806,485
264	806,485	2,856	20,438	786,046
265	786,046	2,784	20,511	765,535
266	765,535	2,711	20,583	744,952
267	744,952	2,638	20,656	724,296
268	724,296	2,565	20,730	703,566
269	703,566	2,492	20,803	682,763
270	682,763	2,418	20,877	661,887
271	661,887	2,344	20,951	640,936
272	640,936	2,270	21,025	619,911
273	619,911	2,196	21,099	598,812
274	598,812	2,121	21,174	577,638
275	577,638	2,046	21,249	556,389
276	556,389	1,971	21,324	535,065
277	535,065	1,895	21,400	513,665
278	513,665	1,819	21,476	492,190
279	492,190	1,743	21,552	470,638
280	470,638	1,667	21,628	449,010
281	449,010	1,590	21,704	427,306
282	427,306	1,513	21,781	405,524
283	405,524	1,436	21,859	383,666
284	383,666	1,359	21,936	361,730
285	361,730	1,281	22,014	339,716
286	339,716	1,203	22,092	317,625
287	317,625	1,125	22,170	295,455
288	295,455	1,046	22,248	273,207
289	273,207	968	22,327	250,880
290	250,880	889	22,406	228,473
291	228,473	809	22,486	205,988
292	205,988	730	22,565	183,423
293	183,423	650	22,645	160,777
294	160,777	569	22,725	138,052
295	138,052	489	22,806	115,246
296	115,246	408	22,887	92,360
297	92,360	327	22,968	69,392
298	69,392	246	23,049	46,343
299	46,343	164	23,131	23,213
300	23,213	82	23,213	0

أرسلوا لي هذا الملخص بالبريد

أرقام استرشادية فقط — ليست عرض تمويل. تختلف معايير البنوك وأسعارها والموافقة غير مضمونة. تعمل REIN Investment بصفة وسيط وليست جهة إقراض. قد يُسترد عقارك إذا لم تواظب على السداد.

السقوف والرسوم سارية من 2026-07-01. CBUAE lending caps as commonly applied by UAE banks; DLD fee schedule. Unverified seed values — confirm before launch.