REIN Investment · LIV Lux

حاسبة التمويل العقاري

كم يمكنك الاقتراض، وكم القسط الشهري، وكم تحتاج نقدًا في اليوم الأول — للمقيمين وغير المقيمين.

سعر العقار (درهم)

حالة الإقامة

حالة العقار

هذا أول عقار لي في الإمارات

الدخل الشهري الإجمالي (درهم)

الالتزامات الشهرية القائمة (درهم)

المدة (سنوات)

معدل الفائدة (%)

الدفعة الأولى (درهم)

تُضبط تلقائيًا على الحد الأدنى؛ ارفعها إذا أردت اقتراض مبلغ أقل.

العمر (اختياري)

نوع العمل

الحد الأقصى للاقتراض

AED 2,249,774

سقف نسبة التمويل هو المقيّد: تُقرض البنوك بحد أقصى 50% من السعر وفق سقف off-plan-during-construction. دخلك يسمح بأكثر.

الدفعة الأولى المطلوبة

AED 2,249,774

القسط الشهري

AED 12,188

الإجمالي المدفوع خلال 25 سنة

AED 3,656,365

منها فوائد AED 1,406,591

إجمالي النقد المطلوب مقدمًا

AED 2,553,239 – AED 2,556,239

الدفعة الأولىAED 2,249,774
رسوم نقل الملكية (4% + رسوم إدارية)AED 180,562
تسجيل الرهن (0.25% + رسوم إدارية)AED 5,914
رسوم ترتيب البنكAED 22,498
رسوم التقييمAED 2,500 – AED 3,500
رسوم مكتب الأمينAED 2,000 – AED 4,000
عمولة الوساطة (2%)AED 89,991

يضاف تأمين الحياة والعقار، تقديريًا AED 11,249 سنويًا — يختلف حسب البنك.

واقع الشراء قيد الإنشاء: مرحلتان

أثناء البناء — دفعات المطوّر من مالك الخاص

On booking · 10%AED 449,955
During construction · 25%AED 1,124,887
Upon Handover · 65%AED 2,924,706

عند التسليم — يبدأ التمويل البنكي

تموّل البنوك حتى 50% عند التسليم لحالتك؛ دفعات المطوّر قبل التسليم من مالك الخاص.

إذا قيّم البنك الوحدة بنسبة (% من سعر الشراء)

عند تقييم 95% ينخفض القرض إلى AED 2,137,285 — وتحتاج AED 112,489 نقدًا إضافيًا عند التسليم.

جدول السداد

الشهر	الرصيد الافتتاحي	الفائدة	أصل القرض	الرصيد الختامي
1	2,249,774	7,968	4,220	2,245,554
2	2,245,554	7,953	4,235	2,241,319
3	2,241,319	7,938	4,250	2,237,069
4	2,237,069	7,923	4,265	2,232,804
5	2,232,804	7,908	4,280	2,228,524
6	2,228,524	7,893	4,295	2,224,229
7	2,224,229	7,877	4,310	2,219,919
8	2,219,919	7,862	4,326	2,215,593
9	2,215,593	7,847	4,341	2,211,252
10	2,211,252	7,832	4,356	2,206,896
11	2,206,896	7,816	4,372	2,202,524
12	2,202,524	7,801	4,387	2,198,137
13	2,198,137	7,785	4,403	2,193,734
14	2,193,734	7,769	4,418	2,189,315
15	2,189,315	7,754	4,434	2,184,881
16	2,184,881	7,738	4,450	2,180,432
17	2,180,432	7,722	4,466	2,175,966
18	2,175,966	7,707	4,481	2,171,485
19	2,171,485	7,691	4,497	2,166,988
20	2,166,988	7,675	4,513	2,162,474
21	2,162,474	7,659	4,529	2,157,945
22	2,157,945	7,643	4,545	2,153,400
23	2,153,400	7,627	4,561	2,148,839
24	2,148,839	7,610	4,577	2,144,261
25	2,144,261	7,594	4,594	2,139,668
26	2,139,668	7,578	4,610	2,135,058
27	2,135,058	7,562	4,626	2,130,432
28	2,130,432	7,545	4,643	2,125,789
29	2,125,789	7,529	4,659	2,121,130
30	2,121,130	7,512	4,676	2,116,455
31	2,116,455	7,496	4,692	2,111,762
32	2,111,762	7,479	4,709	2,107,054
33	2,107,054	7,462	4,725	2,102,328
34	2,102,328	7,446	4,742	2,097,586
35	2,097,586	7,429	4,759	2,092,827
36	2,092,827	7,412	4,776	2,088,051
37	2,088,051	7,395	4,793	2,083,259
38	2,083,259	7,378	4,810	2,078,449
39	2,078,449	7,361	4,827	2,073,622
40	2,073,622	7,344	4,844	2,068,779
41	2,068,779	7,327	4,861	2,063,918
42	2,063,918	7,310	4,878	2,059,039
43	2,059,039	7,292	4,895	2,054,144
44	2,054,144	7,275	4,913	2,049,231
45	2,049,231	7,258	4,930	2,044,301
46	2,044,301	7,240	4,948	2,039,353
47	2,039,353	7,223	4,965	2,034,388
48	2,034,388	7,205	4,983	2,029,405
49	2,029,405	7,187	5,000	2,024,405
50	2,024,405	7,170	5,018	2,019,387
51	2,019,387	7,152	5,036	2,014,351
52	2,014,351	7,134	5,054	2,009,297
53	2,009,297	7,116	5,072	2,004,226
54	2,004,226	7,098	5,090	1,999,136
55	1,999,136	7,080	5,108	1,994,028
56	1,994,028	7,062	5,126	1,988,903
57	1,988,903	7,044	5,144	1,983,759
58	1,983,759	7,026	5,162	1,978,597
59	1,978,597	7,008	5,180	1,973,416
60	1,973,416	6,989	5,199	1,968,218
61	1,968,218	6,971	5,217	1,963,001
62	1,963,001	6,952	5,236	1,957,765
63	1,957,765	6,934	5,254	1,952,511
64	1,952,511	6,915	5,273	1,947,238
65	1,947,238	6,896	5,291	1,941,947
66	1,941,947	6,878	5,310	1,936,637
67	1,936,637	6,859	5,329	1,931,308
68	1,931,308	6,840	5,348	1,925,960
69	1,925,960	6,821	5,367	1,920,593
70	1,920,593	6,802	5,386	1,915,207
71	1,915,207	6,783	5,405	1,909,802
72	1,909,802	6,764	5,424	1,904,378
73	1,904,378	6,745	5,443	1,898,935
74	1,898,935	6,725	5,462	1,893,473
75	1,893,473	6,706	5,482	1,887,991
76	1,887,991	6,687	5,501	1,882,490
77	1,882,490	6,667	5,521	1,876,969
78	1,876,969	6,648	5,540	1,871,429
79	1,871,429	6,628	5,560	1,865,869
80	1,865,869	6,608	5,580	1,860,289
81	1,860,289	6,589	5,599	1,854,690
82	1,854,690	6,569	5,619	1,849,071
83	1,849,071	6,549	5,639	1,843,431
84	1,843,431	6,529	5,659	1,837,772
85	1,837,772	6,509	5,679	1,832,093
86	1,832,093	6,489	5,699	1,826,394
87	1,826,394	6,468	5,719	1,820,675
88	1,820,675	6,448	5,740	1,814,935
89	1,814,935	6,428	5,760	1,809,175
90	1,809,175	6,407	5,780	1,803,395
91	1,803,395	6,387	5,801	1,797,594
92	1,797,594	6,366	5,821	1,791,772
93	1,791,772	6,346	5,842	1,785,930
94	1,785,930	6,325	5,863	1,780,068
95	1,780,068	6,304	5,883	1,774,184
96	1,774,184	6,284	5,904	1,768,280
97	1,768,280	6,263	5,925	1,762,355
98	1,762,355	6,242	5,946	1,756,408
99	1,756,408	6,221	5,967	1,750,441
100	1,750,441	6,199	5,988	1,744,453
101	1,744,453	6,178	6,010	1,738,443
102	1,738,443	6,157	6,031	1,732,412
103	1,732,412	6,136	6,052	1,726,360
104	1,726,360	6,114	6,074	1,720,286
105	1,720,286	6,093	6,095	1,714,191
106	1,714,191	6,071	6,117	1,708,074
107	1,708,074	6,049	6,138	1,701,936
108	1,701,936	6,028	6,160	1,695,776
109	1,695,776	6,006	6,182	1,689,594
110	1,689,594	5,984	6,204	1,683,390
111	1,683,390	5,962	6,226	1,677,164
112	1,677,164	5,940	6,248	1,670,916
113	1,670,916	5,918	6,270	1,664,646
114	1,664,646	5,896	6,292	1,658,354
115	1,658,354	5,873	6,315	1,652,039
116	1,652,039	5,851	6,337	1,645,702
117	1,645,702	5,829	6,359	1,639,343
118	1,639,343	5,806	6,382	1,632,961
119	1,632,961	5,783	6,404	1,626,556
120	1,626,556	5,761	6,427	1,620,129
121	1,620,129	5,738	6,450	1,613,679
122	1,613,679	5,715	6,473	1,607,207
123	1,607,207	5,692	6,496	1,600,711
124	1,600,711	5,669	6,519	1,594,192
125	1,594,192	5,646	6,542	1,587,650
126	1,587,650	5,623	6,565	1,581,085
127	1,581,085	5,600	6,588	1,574,497
128	1,574,497	5,576	6,612	1,567,886
129	1,567,886	5,553	6,635	1,561,251
130	1,561,251	5,529	6,658	1,554,592
131	1,554,592	5,506	6,682	1,547,910
132	1,547,910	5,482	6,706	1,541,205
133	1,541,205	5,458	6,729	1,534,475
134	1,534,475	5,435	6,753	1,527,722
135	1,527,722	5,411	6,777	1,520,945
136	1,520,945	5,387	6,801	1,514,143
137	1,514,143	5,363	6,825	1,507,318
138	1,507,318	5,338	6,849	1,500,469
139	1,500,469	5,314	6,874	1,493,595
140	1,493,595	5,290	6,898	1,486,697
141	1,486,697	5,265	6,922	1,479,774
142	1,479,774	5,241	6,947	1,472,827
143	1,472,827	5,216	6,972	1,465,856
144	1,465,856	5,192	6,996	1,458,859
145	1,458,859	5,167	7,021	1,451,838
146	1,451,838	5,142	7,046	1,444,792
147	1,444,792	5,117	7,071	1,437,722
148	1,437,722	5,092	7,096	1,430,626
149	1,430,626	5,067	7,121	1,423,504
150	1,423,504	5,042	7,146	1,416,358
151	1,416,358	5,016	7,172	1,409,187
152	1,409,187	4,991	7,197	1,401,990
153	1,401,990	4,965	7,223	1,394,767
154	1,394,767	4,940	7,248	1,387,519
155	1,387,519	4,914	7,274	1,380,245
156	1,380,245	4,888	7,300	1,372,946
157	1,372,946	4,863	7,325	1,365,620
158	1,365,620	4,837	7,351	1,358,269
159	1,358,269	4,811	7,377	1,350,892
160	1,350,892	4,784	7,403	1,343,488
161	1,343,488	4,758	7,430	1,336,058
162	1,336,058	4,732	7,456	1,328,602
163	1,328,602	4,705	7,482	1,321,120
164	1,321,120	4,679	7,509	1,313,611
165	1,313,611	4,652	7,536	1,306,076
166	1,306,076	4,626	7,562	1,298,513
167	1,298,513	4,599	7,589	1,290,924
168	1,290,924	4,572	7,616	1,283,309
169	1,283,309	4,545	7,643	1,275,666
170	1,275,666	4,518	7,670	1,267,996
171	1,267,996	4,491	7,697	1,260,299
172	1,260,299	4,464	7,724	1,252,574
173	1,252,574	4,436	7,752	1,244,823
174	1,244,823	4,409	7,779	1,237,044
175	1,237,044	4,381	7,807	1,229,237
176	1,229,237	4,354	7,834	1,221,403
177	1,221,403	4,326	7,862	1,213,541
178	1,213,541	4,298	7,890	1,205,651
179	1,205,651	4,270	7,918	1,197,733
180	1,197,733	4,242	7,946	1,189,787
181	1,189,787	4,214	7,974	1,181,813
182	1,181,813	4,186	8,002	1,173,810
183	1,173,810	4,157	8,031	1,165,780
184	1,165,780	4,129	8,059	1,157,721
185	1,157,721	4,100	8,088	1,149,633
186	1,149,633	4,072	8,116	1,141,517
187	1,141,517	4,043	8,145	1,133,372
188	1,133,372	4,014	8,174	1,125,198
189	1,125,198	3,985	8,203	1,116,995
190	1,116,995	3,956	8,232	1,108,763
191	1,108,763	3,927	8,261	1,100,502
192	1,100,502	3,898	8,290	1,092,212
193	1,092,212	3,868	8,320	1,083,892
194	1,083,892	3,839	8,349	1,075,543
195	1,075,543	3,809	8,379	1,067,165
196	1,067,165	3,780	8,408	1,058,756
197	1,058,756	3,750	8,438	1,050,318
198	1,050,318	3,720	8,468	1,041,850
199	1,041,850	3,690	8,498	1,033,352
200	1,033,352	3,660	8,528	1,024,824
201	1,024,824	3,630	8,558	1,016,266
202	1,016,266	3,599	8,589	1,007,677
203	1,007,677	3,569	8,619	999,058
204	999,058	3,538	8,650	990,409
205	990,409	3,508	8,680	981,728
206	981,728	3,477	8,711	973,018
207	973,018	3,446	8,742	964,276
208	964,276	3,415	8,773	955,503
209	955,503	3,384	8,804	946,699
210	946,699	3,353	8,835	937,864
211	937,864	3,322	8,866	928,998
212	928,998	3,290	8,898	920,100
213	920,100	3,259	8,929	911,171
214	911,171	3,227	8,961	902,210
215	902,210	3,195	8,993	893,218
216	893,218	3,163	9,024	884,193
217	884,193	3,132	9,056	875,137
218	875,137	3,099	9,088	866,048
219	866,048	3,067	9,121	856,928
220	856,928	3,035	9,153	847,775
221	847,775	3,003	9,185	838,590
222	838,590	2,970	9,218	829,372
223	829,372	2,937	9,251	820,121
224	820,121	2,905	9,283	810,838
225	810,838	2,872	9,316	801,522
226	801,522	2,839	9,349	792,173
227	792,173	2,806	9,382	782,790
228	782,790	2,772	9,416	773,375
229	773,375	2,739	9,449	763,926
230	763,926	2,706	9,482	754,444
231	754,444	2,672	9,516	744,928
232	744,928	2,638	9,550	735,378
233	735,378	2,604	9,583	725,795
234	725,795	2,571	9,617	716,177
235	716,177	2,536	9,651	706,526
236	706,526	2,502	9,686	696,840
237	696,840	2,468	9,720	687,120
238	687,120	2,434	9,754	677,366
239	677,366	2,399	9,789	667,577
240	667,577	2,364	9,824	657,754
241	657,754	2,330	9,858	647,895
242	647,895	2,295	9,893	638,002
243	638,002	2,260	9,928	628,074
244	628,074	2,224	9,963	618,110
245	618,110	2,189	9,999	608,112
246	608,112	2,154	10,034	598,077
247	598,077	2,118	10,070	588,008
248	588,008	2,083	10,105	577,902
249	577,902	2,047	10,141	567,761
250	567,761	2,011	10,177	557,584
251	557,584	1,975	10,213	547,371
252	547,371	1,939	10,249	537,122
253	537,122	1,902	10,286	526,836
254	526,836	1,866	10,322	516,514
255	516,514	1,829	10,359	506,156
256	506,156	1,793	10,395	495,760
257	495,760	1,756	10,432	485,328
258	485,328	1,719	10,469	474,859
259	474,859	1,682	10,506	464,353
260	464,353	1,645	10,543	453,810
261	453,810	1,607	10,581	443,229
262	443,229	1,570	10,618	432,611
263	432,611	1,532	10,656	421,955
264	421,955	1,494	10,693	411,262
265	411,262	1,457	10,731	400,531
266	400,531	1,419	10,769	389,761
267	389,761	1,380	10,807	378,954
268	378,954	1,342	10,846	368,108
269	368,108	1,304	10,884	357,224
270	357,224	1,265	10,923	346,301
271	346,301	1,226	10,961	335,340
272	335,340	1,188	11,000	324,340
273	324,340	1,149	11,039	313,300
274	313,300	1,110	11,078	302,222
275	302,222	1,070	11,118	291,105
276	291,105	1,031	11,157	279,948
277	279,948	991	11,196	268,751
278	268,751	952	11,236	257,515
279	257,515	912	11,276	246,239
280	246,239	872	11,316	234,924
281	234,924	832	11,356	223,568
282	223,568	792	11,396	212,172
283	212,172	751	11,436	200,735
284	200,735	711	11,477	189,258
285	189,258	670	11,518	177,741
286	177,741	629	11,558	166,182
287	166,182	589	11,599	154,583
288	154,583	547	11,640	142,943
289	142,943	506	11,682	131,261
290	131,261	465	11,723	119,538
291	119,538	423	11,765	107,773
292	107,773	382	11,806	95,967
293	95,967	340	11,848	84,119
294	84,119	298	11,890	72,229
295	72,229	256	11,932	60,297
296	60,297	214	11,974	48,323
297	48,323	171	12,017	36,306
298	36,306	129	12,059	24,247
299	24,247	86	12,102	12,145
300	12,145	43	12,145	0

أرسلوا لي هذا الملخص بالبريد

أرقام استرشادية فقط — ليست عرض تمويل. تختلف معايير البنوك وأسعارها والموافقة غير مضمونة. تعمل REIN Investment بصفة وسيط وليست جهة إقراض. قد يُسترد عقارك إذا لم تواظب على السداد.

السقوف والرسوم سارية من 2026-07-01. CBUAE lending caps as commonly applied by UAE banks; DLD fee schedule. Unverified seed values — confirm before launch.